Friends we have just concluded a City Creditworthiness training Academy at Entebbe in Uganda. It was wonderful. We were taken through several topics related to city creditworthiness and we were able to discover why cities are not creditworthy. We have put strategies on how to become credit worthy. We hope that as we have come back to our offices, we must make certain that our cities become creditworthy. All efforts should be made to ensure that our cities secure resource and grow as our country's urban growth rate continues to grow. I appeal to all members that have attended this academy to treat this matter of creditworthiness as a serious matter.