I would like to say that in Jordan most municipalities are not rated. I think this is one of the points of weakness in terms of Municipal Financial Management. Really, this is not only the responsibility of the municipalities but also the central government. In addition to, there must be awareness among Mayors about the importance of rating and creditworthiness to bring the municipalities to the correct track if we want to make municipalities have the ability to deal with debts and could serve them in the proper financial way. However, I strongly believe that rating and creditworthiness are crucial for municipalities to bring them back to the right track.