Categories
Agricultural Lending Guidelines
This tool presents an extended description of how to identify and evaluate a potential client. It is highly descriptive of the process that bank staff should go through to gather, organize, and analyz...
Client Screening Form
This is a very simple template that shows a series of criteria used to pre-screen loan applicants.
The Lending Process: Step-by-Step
This matrix helps loan officers to consider all of the steps in the lending process, starting with identification of new customers through loan approval to loan monitoring.
Map of the Loan Process
The mobile procedures manual describes process flow for bank staff.
The Five Cs of Credit Analysis
This is a brief note providing an overview of the core concepts related to credit analysis, referred to as the “Five Cs”, including: Capacity, Capital, Collateral, Conditions, and Character.
Agricultural Credit
This document is an actual credit file of a farmer borrower at a U.S. bank, from 1951. It is fun and interesting just as a piece of history. More practically, it shows the level of detail that banks u...
Credit Analysis for Agricultural Lending: Instructor's Manua...
The instructor’s manual accompanies the course of the same name and includes detailed lesson plans, case study notes, and step-by-step instructions for getting the most out of the course. Thinking of ...
Credit Analysis for Agricultural Lending
This course was published in 1985 under the auspices of the American Bankers Association, and was co-authored by David Kohl, a recognized agricultural credit expert. This course was designed as agricu...
Credit Administration and Documentation Standards
These guidelines support appropriate credit administration and credit documentation practices through specific procedures and actions.
Underwriting Standards Policy
The document demonstrates the importance of extending adequate and constructive credit, in accordance with regulations, under the definition of a sound loan. It will help establish credit documentatio...
Credit Scoring Loan Program Policy
These guidelines emphasize the importance of developing appropriate procedures for implementing a credit scoring program and ensuring adequate quality control.
Inventory Credit Guidelines from Credit Mutuel du Senegal (F...
The guidelines provide detailed information on the potential for providing inventory credit in Senegal with an in-depth assessment of the agricultural market. The document provides information on how ...