In this paper, the author has developed a credit scoring model for agricultural loan portfolio of a large Public Sector Bank in India and suggests how such model would help the Bank to mitigate risk in Agricultural lending. The logistics model developed in this study reflects major risk characteristics of Indian agricultural sector.
Blog » Credit Risk Models for Managing Bank’s Agricultural Loan Portfolio
Credit Risk Models for Managing Bank’s Agricultural Loan Portfolio
In this paper, the author has developed a credit scoring model for agricultural loan portfolio of a large Public Sector Bank in India and suggests how such model would help the Bank to mitigate risk in Agricultural lending. The logistics model developed in this study reflects major risk characteristics of Indian agricultural sector.