Categories
Collateral Inspection Form
Here we present a simple form that a bank can use to properly record the valuation of collateral for borrowers.
Collateral Considerations
Bank loan officers need to consider the type of collateral, and the questions to consider when evaluating different types of collateral, like residential or commercial property, equipment, vehicles, a...
Loan File Coversheet/Closing Checklist
Every loan file needs a good checklist to ensure that all the documentation required to support the loan is placed in the file in good order. Here we present a simple but useful example of the loan fi...
Loan Disbursement Strategy
This worksheet helps a loan officer to plan out a customer’s loan disbursements, providing an example to illustrate proper loan timing of loan tranches and disbursement.
Smallholder Agriculture Producers Application Form
This is an example of an application form that a bank could use for loans to smallholder producers. The application is comprehensive, yet concise.
Agricultural Lending Guidelines
This tool presents an extended description of how to identify and evaluate a potential client. It is highly descriptive of the process that bank staff should go through to gather, organize, and analyz...
Client Screening Form
This is a very simple template that shows a series of criteria used to pre-screen loan applicants.
The Lending Process: Step-by-Step
This matrix helps loan officers to consider all of the steps in the lending process, starting with identification of new customers through loan approval to loan monitoring.
Map of the Loan Process
The mobile procedures manual describes process flow for bank staff.
The Five Cs of Credit Analysis
This is a brief note providing an overview of the core concepts related to credit analysis, referred to as the “Five Cs”, including: Capacity, Capital, Collateral, Conditions, and Character.
Agricultural Credit
This document is an actual credit file of a farmer borrower at a U.S. bank, from 1951. It is fun and interesting just as a piece of history. More practically, it shows the level of detail that banks u...
Credit Analysis for Agricultural Lending: Instructor's Manua...
The instructor’s manual accompanies the course of the same name and includes detailed lesson plans, case study notes, and step-by-step instructions for getting the most out of the course. Thinking of ...